Personal Savings Account

Make transfers/withdrawals whenever you like. Unlimited withdrawals allowed under this account and you are still entitled to an interest.

• No Monthly fee
• Accounts available in £ Sterling, US Dollars and Euros
(Minimum opening balance of £ 100 or equivalent)
• Minimum balance of £ 100 or equivalent in other currencies required to earn interest
• Interest paid half yearly in June and December after deduction of income tax (currently at20%). If you are a UK resident and a non tax payer you can register to receive gross interest without deduction of income tax by completing HM Revenue and Customs form R85 or if you are a non UK resident HM Revenue and Customs form R105.
• Quarterly statements issued
• Instant access to your funds
• Withdrawals can be made in person or by transfer to other UK bank accounts.
• Regular payments can be made by standing orders
• Allows for inward BACS transfers and standing orders from UK accounts.
• Send and receive international transfers to and from anywhere in the world.
• Personalised service

Interest is calculated daily and credited to the account quarterly. The minimum balance to be maintained in the account to qualify for interest is £100.
Applicable present interest rates per annum

Documentary proof

We will require documentary evidence to confirm your identity and residential address.

Proofs of identity (Any of the following documents)

• Current full signed passport
• Current photocard driving licence
• Current national identity card

Proofs for residential address (Any of the following documents)

• Current photocard driving licence (if not taken as of your proof of identity)
• Recent (dated within six months) utility bill (Not including mobile telephone bill)
• Recent bank/building society statement or passbook
• Current Personal tax or council tax bill
• Current tenancy agreement with a commercial institution